President Donald Trump declined to sign the housing affordability bill, which automatically becomes law after a 10‑day period, and a provision within the legislation imposes a four‑year ban on the Federal Reserve issuing a digital dollar. Congress passed the bipartisan housing bill, and the digital currency restriction was added to the housing bill; the ban prohibits the Fed from creating a central bank digital currency that could compete with private stablecoins, though no such program had been planned. The restriction takes effect immediately and remains in force until the end of 2030, and the Federal Reserve has indicated limited appetite for a digital dollar, noting that any effort would require White House and congressional authorization. The ban reflects longstanding opposition from the cryptocurrency industry, which argues that a CBDC could compete with privately issued stablecoins, and Republican lawmakers incorporated the provision after earlier attempts to attach it to other legislation such as the Foreign Intelligence Surveillance Act. Trump said in a post on his Truth Social account that he would not sign the bill until Congress approved a separate measure imposing new proof‑of‑citizenship and identity checks on voters, a proposal that has not advanced in Congress. The housing bill enjoyed bipartisan support and is expected to become law at midnight Saturday, with no formal veto filed by the president. The ban will stay in place for four years, and there has been little indication that the Federal Reserve will pursue a digital dollar before that date.