House Speaker Mike Johnson delivered the 21st Century ROAD to Housing Act to the White House on Monday. The legislation bars the Federal Reserve from creating a central bank digital currency or any asset substantially similar to one through 2030. The bill passed the Senate 85‑5 and the House 358‑32, indicating bipartisan support. President Donald Trump has a ten‑day window, excluding Sundays, to sign or reject the measure; if Congress remains in session, the bill becomes law without his signature. Trump said he has not decided to sign the bill and described it as “a big yawn,” urging Republicans to focus on the SAVE America Act, which would require proof of U.S. citizenship for voter registration. Senator Bill Cassidy called the delay “irresponsible” and urged quick action on housing affordability. The Senate calendar also includes the CLARITY Act, a crypto regulatory bill that cleared the House and the Senate Banking Committee and is pending floor action before the August recess. The CLARITY Act contains language that would prevent the Fed from issuing a retail digital dollar without congressional approval. The housing measure seeks to expand housing supply, promote manufactured housing, speed review processes, and limit large investors from buying single‑family homes.